/* =======================
   THEME COLORS
   ======================= */
:root {
  --royal: #0d47a1;
  --royal-700: #123b88;
  --royal-900: #0a2b66;
  --ink: #0b1633;
  --paper: #ffffff;
  --gold: #d4af37;
  --gold-2: #c59d2a;
  --gold-3: #b8891b;
  --shadow: rgba(0,0,0,0.08);
  --shadow-2: rgba(0,0,0,0.16);
  --muted: #aab8e8;
}

/* =======================
   RESET + BASE
   ======================= */
* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: 'Montserrat', sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

.container {
  max-width: 1100px;
  margin: auto;
  padding: 0 20px;
}

/* =======================
   PRELOADER
   ======================= */
#preloader {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: #fff;
  display: flex;
  justify-content: center;
  align-items: center;
  z-index: 9999;
}

#preloader img {
  max-width: 250px;
  width: 50%;
  height: auto;
}

/* =======================
   DESKTOP HEADER
   ======================= */
.desktop-header {
  background: rgba(255,255,255,0.95);
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 1px solid rgba(13,71,161,0.06);
}

.top-bar {
  background: var(--royal);
  color: #fff;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 8px 20px;
  font-size: 14px;
}

.top-bar a {
  color: #fff;
  text-decoration: none;
  margin: 0 6px;
}

.top-bar .phone strong {
  color: var(--gold);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 70px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: inherit;
}

.logo {
  height: 44px;
  width: auto;
}

.brand-text {
  font-weight: 800;
  color: var(--royal-900);
}

.nav a {
  margin-left: 20px;
  text-decoration: none;
  color: var(--royal-900);
  font-weight: 600;
}

.nav a:hover,
.nav a.active {
  text-decoration: underline;
}

/* =======================
   MOBILE HEADER
   ======================= */
/* Mobile Top Bar */
.mobile-top-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 20px;
  background: #fff;
  border-bottom: 1px solid rgba(0,0,0,0.05);
}

.mobile-top-bar .logo img {
  height: 44px;
  width: auto;
}

.mobile-icons a {
  color: var(--royal-900);
  font-size: 22px;
  margin-left: 16px;
}

/* Menu Toggle */
.menu-toggle {
  display: flex;
  align-items: center;
  padding: 12px 20px;
  background: var(--royal);
  color: #fff;
  cursor: pointer;
  font-weight: 600;
}

.menu-dropdown {
  display: none;
  background: var(--royal-700);
  color: #fff;
  padding: 12px 20px;
}

.menu-dropdown.active {
  display: block;
}

/* Personal / Business Tabs */
.tab-row {
  display: flex;
  justify-content: center;
  gap: 20px;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,0.15);
}

.tab {
  cursor: pointer;
  color: #fff;
  font-weight: 600;
  padding-bottom: 4px;
  position: relative;
}

.tab.active {
  border-bottom: 2px solid #0d47a1; /* blue underline for active */
}

/* Menu Links */
.menu-dropdown a {
  display: block;
  padding: 10px 0;
  color: #fff;
  text-decoration: none;
  border-bottom: 1px solid rgba(255,255,255,0.15);
}

.menu-dropdown a:last-child {
  border-bottom: none;
}


/* =======================
   HERO
   ======================= */
.hero {
  color: #fff;
  background: linear-gradient(160deg, var(--royal) 0%, var(--royal-700) 55%, var(--royal-900) 100%);
}

.hero-inner {
  min-height: 70vh;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: flex-start;
  padding: 64px 0;
}

.hero h1 {
  font-size: clamp(32px, 4vw, 56px);
  margin-bottom: 8px;
}

.hero-sub {
  margin: 12px 0 24px;
  max-width: 700px;
  color: #e8efff;
}

.gold-text {
  background: linear-gradient(92deg, var(--gold), var(--gold-2), var(--gold-3));
  -webkit-background-clip: text;
  color: transparent;
}

/* =======================
   BUTTONS
   ======================= */
.btn {
  padding: 12px 18px;
  border-radius: 999px;
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
}

.btn-gold {
  background: linear-gradient(92deg, var(--gold), var(--gold-2), var(--gold-3));
  color: #1b1200;
  box-shadow: 0 6px 16px var(--shadow-2);
}

.btn-gold:hover {
  filter: brightness(1.04);
}

/* =======================
   SECTIONS / CARDS
   ======================= */
.section {
  padding: 64px 0;
}

.section-title {
  font-size: clamp(24px, 3vw, 36px);
  margin-bottom: 16px;
  color: var(--royal-900);
}

.grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
}

.card {
  background: #fff;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 4px 14px var(--shadow);
  text-align: left;
}

.card img {
  width: 100%;
  height: 220px;
  object-fit: cover;
}

.card h3 {
  padding: 10px;
  font-size: 16px;
  color: #223055;
}

.card p {
  padding: 0 10px 14px;
  color: #33406a;
}

/* =======================
   FOOTER
   ======================= */
.footer {
  background: #0f1b3d;
  color: #fff;
  padding: 40px 0 0 0;
}

.footer .container {
  padding-bottom: 18px;
}

.footer-links {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  margin-bottom: 18px;
}

.footer-column {
  min-width: 180px;
}

.footer-column h3 {
  color: var(--gold);
  margin-bottom: 10px;
}

.footer-column ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-column ul li {
  margin-bottom: 8px;
}

.footer-column a {
  color: #fff;
  text-decoration: none;
  font-size: 14px;
}

.footer-column a:hover {
  text-decoration: underline;
}

.social-follow {
  margin: 12px 0;
  text-align: center;
}

.social-follow span {
  color: #fff;
  margin-right: 8px;
  font-weight: 600;
}

.social-follow a img {
  height: 28px;
  margin: 0 6px;
  transition: transform 0.18s;
  vertical-align: middle;
}

.social-follow a img:hover {
  transform: scale(1.08);
}

.payment-shipping {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  margin: 12px 0 6px 0;
}

.payment-shipping .payments,
.payment-shipping .shipping {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}

.payment-shipping h4 {
  margin-right: 6px;
  color: #fff;
  font-size: 14px;
}

.payment-shipping img {
  height: 34px;
  margin: 2px 6px;
}

.payment-shipping .separator {
  color: #fff;
  font-weight: 700;
  font-size: 18px;
  margin: 0 8px;
}

/* =======================
   COMPANY INFO
   ======================= */
.company-info {
  background: #fff;
  color: #333;
  text-align: left;
  padding: 16px 20px;
  margin: 12px auto 0 auto;
  max-width: 1100px;
  border-top: 1px solid #eee;
  box-shadow: 0 2px 6px rgba(0,0,0,0.03);
}

/* =======================
   FOOTER BOTTOM
   ======================= */
.footer-bottom {
  text-align: center;
  margin-top: 12px;
  padding: 20px 0;
  color: #fff;
  background: transparent;
}

/* =======================
   MOBILE RESPONSIVE
   ======================= */
@media (max-width: 800px) {
  .desktop-header { display: none; }
  .mobile-header { display: block; }

  .hero-inner { padding: 40px 0; }

  .footer-links { flex-direction: column; gap: 12px; }
  .policy-card { padding: 16px; }
  .company-info { padding: 12px; }

  .menu-dropdown { display: none; flex-direction: column; }
  .menu-dropdown.active { display: flex; }
}